The Stablecoin Payment Gateway. 1% flat. 5 chains. We never hold your money.

A USDC payment gateway takes native USDC from a customer's wallet and lands it in the merchant's wallet in seconds. What separates one gateway from another is what happens in between: whether the provider holds the money on the way through (custodial: they hold your money) or whether it goes straight to you. PYMSTR never holds your money. The industry calls this non-custodial, and it is the single biggest difference between gateways that otherwise look alike.

Four things actually differ between USDC gateways. Who holds the USDC while it moves. Which networks the gateway takes it on, and whether that is native USDC or the older bridged USDC.e. What the all-in fee is once conversion spreads, fiat withdrawal fees, monthly minimums and rolling reserves are added to the headline rate. And what the provider refuses to do, or might stop doing altogether.

The 2026 picture makes the last point concrete. Coinbase Commerce closed its merchant portal on March 31, 2026 and its successor is Base only and USDC only. BitPay prohibits iGaming. CoinsPaid's 0.5-1.5% headline runs 2-3.5% all-in after spread, fiat withdrawal and inactivity fees, and it lost $44.5M to two hacks across 2023 and 2024 because it holds merchant funds. PYMSTR is 1% flat, takes native USDC on four networks, and never holds your money.

For an iGaming operator, a deposit is a player paying through your PYMSTR checkout or payment link. The player chooses USDC or USDT on a network you allow, and the funds land directly in your operator wallet. Settlement is on-chain and fast: roughly 2 seconds on Base, Polygon, and Arbitrum, about 3 on BNB Chain, and around 15 on Ethereum. There is no processor balance in the middle and no multi-day settlement delay.

Enforced payments remove the most common deposit failure. You choose which chains and stablecoins your checkout accepts, and a player can only pick from those, so a deposit can never arrive on a network you do not support. That eliminates wrong-chain transfers and the lost-funds support tickets that come with them.

Once the network confirms, the deposit is final. There is no chargeback flow on the stablecoin rail, so a player cannot reverse a confirmed deposit weeks later the way a card deposit can be disputed, and no rolling reserve is held against your volume. Run it next to your card rail and route the crypto-native share of deposits through it.

The other side of a deposit is a cashout. With PYMSTR Payouts, a player withdrawal is a stablecoin transfer to the player, and you can batch up to 100 of them into a single on-chain transaction. Your platform creates the batch over the API as your withdrawal queue fills up, so cashouts are queued automatically instead of sent one by one.

Nothing moves until a person signs. Creating a payout produces a payout link, and you (or a teammate you hand it to) open it, connect a wallet, review the chain, coin, and total, and approve the batch. The wallet that opens the payout link is the one that signs and pays, usually your own; it does not have to be whoever created the payout, since the API can queue payouts but never move funds, so an automated queue can never pay itself out. The same flow covers affiliate commissions and vendor settlements, not just players.

The batch is atomic and non-custodial. Every player in the batch is paid together or the whole batch reverts, so one bad address cannot leave some players unpaid. Funds move straight from your wallet to the players, with no processor balance in the middle and nothing for a hack to drain. Pricing is 1% flat, charged on top, so players receive the full amount you entered.