PYMSTR
Launch app
Home/Pricing
PricingTransparent structure

Stablecoin Payment Gateway Pricing.

1% per transaction. No setup, no minimums, no rolling reserves. USDC and USDT across 5 chains, settled directly to your wallet.

//Pricingno tiers · no reserves
All merchants
1%flat

Per settled transaction. The only fee you pay.

What's not in it
  • ✓No setup fee
  • ✓No monthly minimum
  • ✓No rolling reserves
  • ✓No chain surcharge
  • ✓No conversion spread
  • ✓No chargeback fees
  • ✓No per-coin fee
  • ✓No contract

Volume merchant doing $1M+ monthly?

//Comparisonpublished rates only

Pricing compared.

All rates pulled from each provider's public website. PYMSTR row highlighted. We compare only to other stablecoin / crypto payment processors. PYMSTR is additive to your existing card processor, not a replacement.

PYMSTRCoinsPaidBitPayNOWPayments
Transaction fee✓1% flat−0.5-1.5%✕2% + $0.25−0.5% / 1%
Setup fee✓$0−Not published✓$0✓$0
Monthly minimum✓None✕$25/mo inactivity✓None✓None
Rolling reserves✓None✕Custodial holds−Settlement delay✕Custodial holds
Conversion spread✓None (stable-in, stable-out)✕0.3-0.8%✕~1% on conversion−Built into 1% tier
Custody model✓Non-custodial✕Custodial✕Custodial−Custodial / Non-custodial split
KYB required✓No✕Yes, days to weeks✕Yes, days−Yes, varies
iGaming support✓Yes, built for it✓Yes✕Restricted✓Yes

Want a deeper side-by-side? See all comparisons →

//Gas feespaid by customer, not you

Gas comes from the customer wallet.
Not from PYMSTR's 1%.

Stablecoin transactions run on-chain. The network charges a small gas fee at confirmation, deducted automatically from the customer's wallet balance, not from your settlement.

PYMSTR's 1% is the only fee you, the merchant, pay. Everything else stays with the customer's wallet at transaction time.

ChainGas · Speed
Base$0.05 · 2 sec
Polygon$0.01 · 2 sec
Arbitrum$0.10 · 2 sec
BNB Chain$0.10 · 3 sec
Ethereum$2-10 · 15 sec
//What you don't pay4 primitives

Things competitors charge for.
Things you'll never see from us.

✓PYMSTR

No rolling reserves

PYMSTR is non-custodial. Your funds go directly on-chain to your wallet. There is nothing for us to reserve.

Custodial PSPs: 5-15% of volume held for 6+ months

✓PYMSTR

No setup fees

Sign up via social login or wallet connection. An embedded wallet is created automatically. You start in minutes, not days.

Enterprise PSPs: up to $1,000 setup; KYB review days to weeks

✓PYMSTR

No monthly minimums

You pay 1% on what you settle. Zero volume one month = zero fees. No inactivity penalty.

Custodial PSPs: $25/mo inactivity or volume minimums

✓PYMSTR

No conversion spread

Stable-in, stable-out. USDC comes in, USDC goes to your wallet. We never touch an exchange rate, so there's no spread to hide.

Custodial PSPs: 0.3-0.8% baked into the fiat conversion rate

//Pricing questions9 answers

Pricing
FAQs.

No. 1% is the only fee PYMSTR charges per settled transaction. No setup fee, no monthly fee, no minimum volume, no chain surcharge, no per-coin fee, no conversion spread, no chargeback fees, and no contract.
Payouts are also 1% flat, charged on top of the payout total, so recipients receive the full amount you enter. Same rate as accepting, with no per-transfer fee and no reserve.
The customer's wallet pays gas at transaction time. Gas is deducted from the customer's stablecoin balance, not from your settlement. PYMSTR's 1% is the only fee you, the merchant, pay.
No. If you settle $0 one month, you pay $0. We charge 1% only on what actually settles. No inactivity fee, no platform fee, no commitment.
No. Same 1% across USDC and USDT on Ethereum, Base, Polygon, Arbitrum, and BNB Chain. You decide which chains and tokens to accept; the fee never changes.
No. PYMSTR is self-serve. Start accepting stablecoins in minutes, stop whenever you want. No annual contract, no exit fee.
Same 1%, no FX. Stablecoins are global by default: a customer in Singapore pays the same way as one in Brazil. There is no currency conversion to charge for because your wallet receives stablecoins, not fiat.
You pay $0. PYMSTR has no monthly minimum, no inactivity fee, and no commitment. Most processors charge a $25/mo dormancy fee or worse. We charge nothing when you do nothing.
BitPay charges 2% + $0.25 per transaction and restricts iGaming. NOWPayments is 0.5-1% depending on whether you take a custodial conversion. CoinsPaid is 0.5-1.5% plus a 0.3-0.8% conversion spread plus $25/mo inactivity. PYMSTR is 1% flat: no spread, no inactivity, non-custodial. The comparison table above shows it side-by-side from each provider's public site.
Related reading
Analysis·10 min read

iGaming Payment Processing Costs Explained

  • Card processors net $87.60 per $100 deposited.
  • PYMSTR nets $99. Full line-item math inside.
MCC 79957 processorsper $100 breakdown
Read the analysis→

Start accepting stablecoins today.

1% flat. Non-custodial. Stable-in, stable-out. Funds settle directly to your wallet on-chain.

Launch app →